Frequently Asked Questions
Q. Who are Express Car Credit?
A. We are specialists in providing car credit for people who have had previous credit problems, or people who are encountering problems obtaining credit now.
Q. How does it work?
A. We like to do all the hard work first to avoid disappointment later, so we look to secure an approval first. Once this is done, we'll then invite you to a showroom for an appointment where you will choose you new car and drive away on the same day. So no wasted journeys, no wasted time...just a simple 'one-stop shop'!
Q. What type of cars do you stock?
A. We stock a selection of most makes and models, from Audi's to VW's. As well as selling prestige cars such as BMW's, Jaguars & Mercedes we also 4X4's, MPV's as well as Cabriolets, Estates, Diesels and even Vans and Motorbikes. We pride ourselves on being able to supply our customers with cars they really want, rather than cars that will just make do, so don't worry if your dream car is not in stock as we have over 15 years experience in the motor industry and can therefore source virtually any vehicle new or used.
Q. Can you send me a list of your cars?
A. We sell more cars daily than most dealerships and we are constantly updating our stock. By the time we produce a list, it would be out of date. However our success is based on our ability to satisfy most needs of the day.
Q. What APR do you charge?
A. As a credit re-establishment company we do not have a block rate for APR. Each individual case is based on it's own merits and is determined by the amount you wish to borrow. As we lend you the total cost of the car we cannot calculate the APR until a car is chosen. We can however promise that every effort will be made to offer you the most competitive APR available.
Q. Are the repayments going to be high because of my circumstances?
A. No! When you visit the showroom we ask you what car you are interested in and what repayment you can comfortably afford. We will only show you cars that match this criteria so that your repayments are affordable.
Q. If I decide to make an application, what sort of information will you require?
A. We don't ask any awkward questions. If you or your partner have a full UK driving license, a brief address and work history with proof of your net income, we have enough information to proceed with your application.
Q. How long does it take?
A. Our online application takes around 5 minutes, and if we receive your application before twelve noon, you could be driving your new car away on the same day!
Q. It sounds good but does it actually work?
A. Yes it does! We have a simple policy at Express Car Credit, that is to make buying a car a pleasurable experience, not a stressful one! The best proof of this is from existing satisfied customers on our customer comments page.
Q. Who are Express Car Credit?
A. We are specialists in providing car credit for people who have had previous credit problems, or people who are encountering problems obtaining credit now.
Q. How does it work?
A. We like to do all the hard work first to avoid disappointment later, so we look to secure an approval first. Once this is done, we'll then invite you to a showroom for an appointment where you will choose you new car and drive away on the same day. So no wasted journeys, no wasted time...just a simple 'one-stop shop'!
Q. What type of cars do you stock?
A. We stock a selection of most makes and models, from Audi's to VW's. As well as selling prestige cars such as BMW's, Jaguars & Mercedes we also 4X4's, MPV's as well as Cabriolets, Estates, Diesels and even Vans and Motorbikes. We pride ourselves on being able to supply our customers with cars they really want, rather than cars that will just make do, so don't worry if your dream car is not in stock as we have over 15 years experience in the motor industry and can therefore source virtually any vehicle new or used.
Q. Can you send me a list of your cars?
A. We sell more cars daily than most dealerships and we are constantly updating our stock. By the time we produce a list, it would be out of date. However our success is based on our ability to satisfy most needs of the day.
Q. What APR do you charge?
A. As a credit re-establishment company we do not have a block rate for APR. Each individual case is based on it's own merits and is determined by the amount you wish to borrow. As we lend you the total cost of the car we cannot calculate the APR until a car is chosen. We can however promise that every effort will be made to offer you the most competitive APR available.
Q. Are the repayments going to be high because of my circumstances?
A. No! When you visit the showroom we ask you what car you are interested in and what repayment you can comfortably afford. We will only show you cars that match this criteria so that your repayments are affordable.
Q. If I decide to make an application, what sort of information will you require?
A. We don't ask any awkward questions. If you or your partner have a full UK driving license, a brief address and work history with proof of your net income, we have enough information to proceed with your application.
Q. How long does it take?
A. Our online application takes around 5 minutes, and if we receive your application before twelve noon, you could be driving your new car away on the same day!
Q. It sounds good but does it actually work?
A. Yes it does! We have a simple policy at Express Car Credit, that is to make buying a car a pleasurable experience, not a stressful one! The best proof of this is from existing satisfied customers on our customer comments page.